Preventing magnetic strip wear

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The Best Way To Protect Magnetic Strips On Credit Cards

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Caring for smart chip cards

Merchants might also accept online payments by punching details of the card manually, if they have the provision. CD3DC0 Share your story with us. Plastic money has been in vogue for decades now. You will not be able to withdraw money from ATMs and not be able to make purchases at stores or petrol pumps etc using a damaged card. If the magnetic strip is physically altered or demagnetized, the "swipe and buy" process cannot be completed. You will not only have to face embarrassment but also you might be worried on how to get over the problem at hand. The black strip on the back of your credit or debit card is magnetized and stores information about your account. Some banks provide paper sleeves to their customers. Erica Roth has been a writer since The magstripe and the chip carry all the essential customer data and once they are bruised, the card is rendered useless at the Point of Sale machine and the Automated Teller Machine. Billions of people across the globe carry a credit card, debit or prepaid card. Fortunately, in Nigeria, only the chip and PIN cards are being issued by commercial banks. Not to mention the cost of replacing every damaged card. Even though your bank may charge you, it is best to have it replaced. Be more careful with your cards and treat them with due respect.

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Description: Cut up an old credit card that you are no longer using, rather than just tossing it into the trash. Hackers can potentially access the information if the strip is whole. Always opt for chip and PIN cards. Even if the card is physically damaged, you can use it for online credit card or debit card transactions up until the new card arrives. The black strip on the back of your credit or debit card is magnetized and stores information about your account. Livestrong Lifestyle Personal Finance Credit. CD3DC0 Share your story with us. They are less vulnerable to damage and will not stall your payments at the POS locations. Wipe the card clean with the towel to remove any grimy build up deposited on your card from your wallets or card reader machines. Erica Roth has been a writer since You must take utmost care to ensure your card stays away from being damaged physically.
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